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Insurance Coverage for Newborn ChildrenIllinois law requires newborn children of covered insured members to be covered from the moment of birth under all individual and group health plans which offer dependent coverage for the principal enrollee or insured individual. - Read more | |
Maternity BenefitsPrenatal care is essential for a healthy pregnancy and baby. Many insurance companies cover prenatal care and delivery, but some do not. - Read more | |
HMOsHMO plans are very different from traditional health insurance plans. HMOs work on the premise that you can avoid future medical problems by "maintaining" your health now. - Read more | |
HIPAA - Preexisting ConditionsThe Health Insurance Portability and Accountability Act (HIPAA) provides protections for people who have preexisting conditions. A preexisting condition is any medical condition that a person has before being enrolled in an insurance plan. - Read more | |
Individual Major Medical InsuranceIndividual Major Medical coverage is an insurance policy issued directly to an individual. It provides coverage for hospitalizations, physician visits, medical services and supplies, and may cover other items such as prescription drugs. - Read more | |
Insurance Coverage for Infertility TreatmentInfertility is a medical condition of the reproductive system that impairs the conception of a child. Approximately 10% of the reproductive age population is affected by infertility. - Read more | |
Mental Health CoverageMental Illness defines mental illnesses as “medical conditions that disrupt a person's thinking, feeling, mood, ability to relate to others and daily functioning.” Mental illnesses can affect persons of any age, race, religion, or income. - Read more | |
Insurance Coverage For DiabetesMore than 23.6 million people in the United States or 7.8% have diabetes mellitus - a serious, lifelong condition. Diabetes is associated with an increased risk for a number of serious, sometimes life-threatening complications. - Read more | |
Cancer InsuranceCancer insurance is a limited insurance policy that pays benefits for the actual diagnosis, and/or treatment of cancer and related illnesses caused by cancer or resulting from cancer therapy (such as infections, diabetes and pneumonia). - Read more | |
Coverage for the Detection and Treatment of Breast CancerOne out of every eight American women will develop breast cancer sometime during her life. Early detection of the disease is critical to successful treatment, and can save the lives of many Illinois women each year. - Read more | |